Commission Structure
Revision in Commission Structure
Salient Features • Effective 01.Aug.2023
| Scheme | Target per month | ||||
|---|---|---|---|---|---|
| Slab 1 | Slab 2 | Slab 3 | Slab 4 | Super | |
| PMJDY | 8 | 10 | 12 | 14 | 50 |
| PMJJBY | 12 | 14 | 16 | 18 | 50 |
| PMSBY | 20 | 25 | 30 | 35 | 100 |
| APY | 3 | 4 | 5 | 6 | 15 |
| Incentive (Rs) | 1,200 | 1,500 | 1,800 | 2,200 | 5,000 |
| Maint. Fee | 85 | 90 | 95 | 100 | 100 |
• Must achieve target in any 3 of 4 schemes for balance maintenance fee eligibility.
• In May every year, PMJDY and APY evaluate additional incentive qualification.
• In May every year, PMJDY and APY evaluate additional incentive qualification.
Existing Criteria
- Average balance must not be negative over past FY.
- Non-qualifiers are paid @50% fee.
Proposed Criteria
- Negative account balance tracking rule REMOVED.
- Non-qualifiers paid @85% fee +35% Up